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Mark's avatar

Who should be responsible for paying for health insurance? It’s part or should be part of an employees compensation. It’s in an employers best interest to have healthy labor. Even with national healthcare it needs to get funded. It’s a must have at this point. Between companies shenanigans over the past 20 years, too many states allowing the shenanigans and trying to kill Obamacare, and what the healthcare, big pharma and insurance industries are getting away with, there no alternative anymore to provide good affordable healthcare any other way. Employees can pay a share but the bulk of the money should come from corporate taxes. Budgets for Medicare. Medicaid and vets can cover the rest and then some. Small business definitely shouldn’t get crushed but the same way you need to carry workers comp, they can pay something reasonable for their employees too

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Gloria J. Maloney's avatar

Worker's comp should be much cheaper with the medical expenses paid by UHC. Worker's comp lawyers won't like that.

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Mark's avatar

That one thing that shouldn’t change. Medical expenses and salary would be paid through the comp insurance. Hospital groups won’t be able to play the hidden charge, obscene er bill for out of network games. Pharm companies won’t get away with ridiculous pricing and being buried under insurance company paperwork and red tape will disappear to name a few things that will change for the better

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Gloria J. Maloney's avatar

The company should pay an award to the injured employee and a fine for unsafe conditions, but the medical should not stay part of the insurance system that will fight you to say you weren't injured and that you are healed when you are not. They have their own paid off doctors who will lie for the company and their comp insurer.

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Mar 16, 2023
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Mark's avatar

The bulk should should come from the corporate world. We need to reboot accountability and responsibility and they should not benefit from this disaster they caused. Healthcare was far from perfect heading into the new the century but what we’ve seen happen the past 2 decades is indefensible and abhorrent. I’m sure executive level officers will keep their private insurance and defined benefits, politicians will keep their top notch medical and it shouldn’t be another abuse of power where “regular folk” get stuck with the tab.

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Daniel Solomon's avatar

Mark. We come into this world alone and leave it the same way. From the date of contraception health care is needed.

The best thing that has happened is universal health care. We are the only industrialized nation without it. I don't think you know jack about history.

The best thing that could ever happen to EMPLOYERS is Medicare for all. Medical expenses would no longer be business liabilities.

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Chris Soden's avatar

Thank you Daniel. IMHO the day they allowed healthcare to become a for profit industry is the day the care of our health began to deteriorate.

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Jim Remedes's avatar

The HEALTHCARE professionals I have worked with have been great with a couple of "clunkers" It IS far and away the HEALTH(CARE?) INSURANCE COMPANIES THAT ARE THE GRIFTERS AND "DEATH PANELS" in the U.S. system. And that also includes the PHARMACEUTICAL COMPANIES and their, BEYOND ANY REASON, CONSUMER PRICES! If ANY industries are screaming out for REGULATION or a COMPLETE RETHINK, it would be those two. (The words that continue to come to mind when I think of those industries is ORGANIZED CRIME.) Healthcare Insurance adds NOTHING in the way of actually helping people. THEY do NOT take the Hippocratic Oath. Their ONLY allegiance is to the almighty dollar! The answers are to eliminate employers from the cost and burden of providing healthcare, replacing it with a Universal System that simply pays for your educated and trained doctors recommendations. NO GRIFTING MIDDLEMEN (Insurance Companies)! As far as pharmaceuticals, as MOST drugs research and development these days is PAID FOR BY THE U.S. TAXPAYERS BY WAY OF GRANTS TO THE UNIVERSITIES, when the resulting patents are assigned to a drug company it MUST have "strings attached". (Ex: Drug cannot be priced beyond a certain percentage of cost.). Patent protection is reduced to seven years with NO extensions. Another alternative is to take the medications that currently are selling with the largest mark-ups to the consumer and take over Purdue Pharma (as part of its settlement with the Sackler Family and their Oxycontin "killing spree" (That family made BILLIONS literally addicting people to their "pain medication")), and have the GOVERNMENT manufacture the drugs with a small mark-up that will be used for even more Research and Development for drugs to prevent new strains of disease. (This action would certainly be a "game changer" and you would immediately see the consumer prices at the large pharmaceutical companies fall rapidly because they would have REALL COMPETITION!) This current system is all about PROFIT and doctors I have spoken to about this says the current system is a "nightmare" for them to navigate primarily because of all of the different policies and, on top of that, arguing with these insurance companies about needed care. They DENY appropriate medical care at every chance they get. "Give him a drug! If he dies, then we do NOT have to give him the expensive needed surgery his doctor is recommending". It is as SICK as that!

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timbyrnes's avatar

People are looking for healthcare not health insurance. The payment scheme needs to be simple and direct. It may be that physicians need to be employees of the state.

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Marco's avatar

Do you find it interesting that the conversation started with Robert Reich’s piece on the privileged health care system of unhealthy banks? The banks in the US have universal health care for all (the banks ). Preexisting conditions do not apply for banks.

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Dr. Doug Gilbert's avatar

Daniel - To your point. When GM was in discussions with the Ontario government about healthcare for workers, it urged the government to backstop and continue the Province's coverage. Why? Because it is less costly for GM to pay the employer contributions under the Canadian healthcare system than its payments for workers' healthcare in the U.S.

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